In late September the Wisconsin Education Association Trust (WEA Trust) announced that it had successfully outbid another insurance carrier to provide health insurance coverage for some 11,000 state employees in west-central Wisconsin. WEA Trust President Mark Moody happily concluded, “It really affirms, independently and objectively, that our rates are competitive.” The WEA Trust, created in 1970 by Wisconsin’s largest teachers' union, the Wisconsin Education Association Council, or WEAC, had become the epicenter for criticism that its collective bargaining rules kept local school districts from requesting bids from competing health insurance companies even though there was the potential for substantial savings in doing so. When the new rules became law on June 29, many districts took advantage of the freedom to request bids, and discovered that in many cases they were greatly overpaying to buy the union’s insurance. The school district in Hudson, Wisconsin, is expected to save at least $1.1 million a year while the Kaukauna School District, near Appleton, turned a $400,000 deficit into a $1.5 million surplus mostly due to changing insurance carriers. Hartland-Lakeside School District has reduced its insurance premiums from $2.5 million annually to $1.8 million, Pewaukee School District is saving nearly $400,000 a year by switching out of WEA Trust, and Menomonee Falls School District expects to save $1.3 million.